General Financial Planning

Financial Planning for Federal Employees

In this section, you’ll find all kinds of content as it pertains to financial and investment planning. Finding a good federal employee financial planner is difficult, so we put together all topics for you to consider.

From TSP investment advice, to FERS planning and more, you’ll find the information here has been tailored specifically to you as a federal employee. You’ll learn how to best combine your federal benefits with the other variables of your financial life, as well as how these elements will be a factor to your economic success in retirement.

Articles

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July 7, 2025 | FERS PensionGeneral Financial PlanningSocial SecurityThrift Savings Plan (TSP)

Here’s what the “One Big Beautiful Bill Act” Means for Federal Employees

The ‘One Big, Beautiful Bill Act’ (OBBBA) has officially passed through Congress and has been signed into law by the President. At 870 pages,...

Home renovations that are worth the money

June 23, 2025 | General Financial PlanningInsurance and EstateThrift Savings Plan (TSP)

Home Upgrades That ARE and AREN’T Worth The Money

As retirement approaches, many federal employees begin shifting focus from career demands to home life—and for good reason. You may finally have the time...

April 3, 2025 | General Financial PlanningSocial Security

How is Social Security Income Taxed?

Federal retirees have multiple sources of income. We call this the three-legged stool in the community: your investment portfolio, FERS pension, and Social Security retirement...

March 6, 2025 | General Financial Planning

Why is Warren Buffett Holding Cash?

Warren Buffett, one of the most successful investors in history, is currently sitting on over $300 billion in cash—nearly a third of Berkshire Hathaway’s portfolio....

February 14, 2025 | General Financial Planning

Understanding VERA and Early Retirement: Can You Afford to Retire?

New information emerges regularly about the deferred resignation program, and after the court upheld the deadline, resignation offers are officially closed. However, the landscape...

February 4, 2025 | General Financial Planning

Navigating OPM’s Deferred Resignation: What Federal Employees Need to Know

It has certainly been an eventful week in Washington, D.C. Our inboxes have been inundated with questions from the federal community regarding OPM’s deferred...

November 29, 2024 | General Financial Planning

Essential Year-End Financial Planning for Federal Employees

As the year comes to a close, it’s easy to pack our schedules with festivities. Yet, this is also a crucial time to review and...

September 24, 2024 | General Financial Planning

Navigating Retirement Planning During an Election Year: Insights for Federal Employees

As a federal employee, managing your retirement and investments can feel particularly challenging during an election year. Election cycles can bring uncertainty about the...

September 10, 2024 | General Financial Planning

I’m Retiring Soon, How Much Should I Have in My TSP?

Everyone considering retirement has asked at some point: “How much do I need to retire?” Many have attempted to answer this question themselves with...

August 6, 2024 | General Financial PlanningThrift Savings Plan (TSP)

Own Bank CDs? Watch out for this.

Bank CDs (certificate of deposit) are a common vehicle for extra cash a federal employee may have. Rather than leaving their savings in cash,...

General Financial Planning