We work with late career/retired feds who have saved enough to retire, and are trying to figure out how all the pieces of their retirement plan come together most efficiently.
They have specific questions like:
– How do we develop the right withdrawal and income strategy?
– How can we save on taxes and keep more of what we earn?
– When do we take Social Security? What about Medicare with FEHB?
– How should we be invested in each phase of retirement?
– What if we leave a legacy to our family or community? What’s the best way to do this?
You’re not alone in feeling overwhelmed by your federal benefits and how all your wealth comes together for retirement. Federal employees have some of the best benefits packages around, but they are complicated and complex.
Many feds attend seminars to gain clarity but often leave confused. Some seek help from financial planners that don’t have the training nor expertise to offer FERS retirement help. We’ve found that federal employees are often underserved by their advisory relationships, finding themselves in a frustrating search for answers or end up making costly mistakes.
We created a program to educate federal employees about financial planning specifically for them, and offer retirement planning to those who want some help.
For 40 years, we’ve held a deep commitment to helping federal employees fulfill their retirement dreams, by helping them grow, manage, and protect their wealth, both now and throughout retirement.
As experienced and fiduciary retirement planners in the Washington, DC area, let us help you feel empowered and confident in your plan throughout retirement. We’ve created and collected resources on this website that can helpful. If you need additional support, we are here and offer a customized approach to turning a wealth of ideas and resources into a blueprint that represents the life you want to live.
These are the pillars of our clients’ success. It involves both art and science. Federal employees need to take both strategic and tactical approaches to help create a legacy of which they’re proud.
We understand your finances, and more importantly, how they relate to the rest of your life, your goals, and ambitions. As fiduciaries, we’ve helped countless families over the years retire with dignity and independence.
Learn about the TSP, its features, how to blend with other investments, and how to best utilize this benefit.
Learn about your health benefits while you’re working and how it might impact your family’s retirement.
Learn about financial and investment planning, retirement planning, and all things involving a dollar sign.
Learn about your FEGLI, Long Term Care, and other types of insurance and estate planning considerations for your retirement.
Learn how to find out when to take social security, about the Special Retirement Supplement (SRS), and other considerations.
When should you take your pension? How do you calculate it? Learn about special considerations and other features.
Being a fiduciary is one of our most important roles. This means you receive advice that is in your best interest. It’s not only a legal duty, it’s an ethical one – and we take it very seriously. It’s just how we do business. Discover what it’s like having a team of advisors that fully understands what you want and need.
Our team of planners consists of professionals that have been formally trained in your FERS benefits package, offering you support and clarity. This includes having the Chartered Federal Employee Benefits Consultant (ChFEBC) designation, and its annual continuing education and training.
Our planners have expertise in many financial areas. Our team includes professionals from various financial sector backgrounds, with advisors and planners all maintaining appropriate designations and their ongoing requisite annual training to support your needs.
It’s never too early to start planning for your future. We provide financial planning for federal employees. Tell us more about your goals and your family’s needs, and your RMG team will get you on a plan to help you achieve them.
14 South Adams Street, Rockville, Maryland 20850, United States