Your annuity/pension benefit is an incredible tool that's available to you in your retirement planning. Similar to Social Security, you pay into this program while you work and receive a defined benefit when you retire. But making elections of when and how to take this benefit can be confusing. Calculating it isn't intuitive and there are a variety of considerations to make before you file your paperwork. In this section, you'll find information and considerations about your FERS retirement (or CSRS) benefits.
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