Thrift Savings Plan (TSP)

Learn about the Thrift Savings Plan (TSP) and its features

The Thrift Savings Plan is often one of the largest pools of investments that federal employees have. In the TSP section of our articles, you’ll find information about Traditional TSP vs Roth TSP, investment planning, how to select your investment allocation, TSP strategies, how to blend your TSP with your other investments, how distributions work, and more, to help you best utilize this benefit and maximize your results.

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August 6, 2024 | General Financial PlanningThrift Savings Plan (TSP)

Own Bank CDs? Watch out for this.

Bank CDs (certificate of deposit) are a common vehicle for extra cash a federal employee may have. Rather than leaving their savings in cash,...

June 24, 2024 | FEGLIFERS PensionGeneral Financial PlanningHealth Benefits (FEHB)Thrift Savings Plan (TSP)

Top Retirement Mistakes From Federal Employees

In my time advising federal employees, I’ve come across plenty of strategies that people use in their financial planning. This has allowed me to see...

May 24, 2024 | FERS PensionGeneral Financial PlanningThrift Savings Plan (TSP)

Should I Pay off My Home and Have No Mortgage?

I get this question a lot. There are many pundits who say that paying off the mortgage has to be your top priority, and...

how to create retirement portfolio federal employees

May 1, 2024 | FERS PensionGeneral Financial PlanningThrift Savings Plan (TSP)

How to Structure Portfolio as a Federal Employee in 2024

I talk a lot about retirement planning, and one element that can’t be neglected is how to properly structure a portfolio. As a federal...

April 6, 2024 | General Financial PlanningThrift Savings Plan (TSP)

Making An IRA Contribution? Here Are 6 Rules That May Surprise You.

While many have already filed their taxes, you still have time to finalize yours or make an amendment if you forgot something, like an IRA...

January 24, 2024 | FEGLIGeneral Financial PlanningInsurance and EstateThrift Savings Plan (TSP)

4 Ways to Optimize Your Savings and Investments in 2024

If you’re serious about retiring within the next couple years, or about being better with your saving and investing, in this column is a...

October 14, 2023 | FEGLIGeneral Financial PlanningHealth Benefits (FEHB)Social SecurityThrift Savings Plan (TSP)

Guide to 2023 Federal Benefits Open Season

It’s that time of year again. Every year, during the benefits “Open Season”, federal employees must make decisions about which their various healthcare benefits coverage...

September 30, 2023 | FEGLIFERS PensionGeneral Financial PlanningHealth Benefits (FEHB)Social SecurityThrift Savings Plan (TSP)

Government Shutdown FAQ: Federal Employee Guide to Pay & Benefits

We’re facing yet another government shutdown, and if you have questions about the government shutdown, then look no further. We’re going to cover the most...

September 22, 2023 | General Financial PlanningHealth Benefits (FEHB)Thrift Savings Plan (TSP)

4 Retirement Expenses You May Not Be Prepared For

People often spend a lot of time on their retirement plans. They think through what expenses they’re going to have, how to invest to meet...

September 19, 2023 | FERS PensionGeneral Financial PlanningSocial SecurityThrift Savings Plan (TSP)

This Federal Employee Saved $200K+ with THIS

The Roth TSP is becoming increasingly popular every year. This is not surprising. The Tax Cuts and Jobs Act (TCJA) temporarily reduced rates and presents...

Thrift Savings Plan (TSP)